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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

87% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to set up payments, better interest rate

Very easy to set up payments, better interest rate Reviewed on: 1st May 2024

Hi vanquis credit card is very good to have

Hi vanquis credit card is very good to have Reviewed on: 1st May 2024

Helpful initially whilst transferring a balance, do...

Helpful initially whilst transferring a balance, do not use it regularly now and do not intend to keep it much longer. App is very well designed and easy to use, payment system is also excellent and intuitive. Reviewed on: 1st May 2024

Very good experience , everything fine

Very good experience , everything fine Reviewed on: 1st May 2024

No issues

Never had a problem. They have never pushed me to take an extra limit Reviewed on: 1st May 2024

Vanquis provide a simple and easy to use service.

Vanquis provide a simple and easy to use service. Doing things in the app is quick and easy. Reviewed on: 1st May 2024

The customer service at Vanquis is very good they ha...

The customer service at Vanquis is very good they have helped with questions that I need asking and it’s a good credit building card, they keep you upto as well. Reviewed on: 1st May 2024

Best credit service I have.

Whenever being contact with customer services they are always quick to answer questions and come back with answers when coming to increases too. The interest rates are fair and not suffocating like other cards I have had too. Reviewed on: 1st May 2024

Very happy with Vanquis

Very happy with Vanquis, they have really been amazing people to do business with. Reviewed on: 1st May 2024

Very easy to deal with and excellent service

Very easy to deal with and excellent service Reviewed on: 1st May 2024

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