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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

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4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

88% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

It's easy to use and the interest rate is not bad wh...

It's easy to use and the interest rate is not bad when you speak to customer service them help you out so you don't have to stress Reviewed on: 1st May 2024

I find it easy to use and more importantly understan...

I find it easy to use and more importantly understand how it works , making payments and controlling my finances are made easy with the app too Reviewed on: 1st May 2024

No issues easy app to use and helps build your credi...

No issues easy app to use and helps build your credit just wish the interest wasn’t as high Reviewed on: 1st May 2024

Brilliant credit builder card

Brilliant credit builder card and very easy to use app to keep on top of things Reviewed on: 1st May 2024

To be fare, I have had little to no experience with...

To be fare, I have had little to no experience with difficulties in my dealings with anyone at any offices as yet, I use my credit card as and when I need to and at the end of the month pay off the outstanding total. With this, I have no problems. Reviewed on: 1st May 2024

I tried to pay a bill and it wouldn’t let me it said...

I tried to pay a bill and it wouldn’t let me it said I had to phone them Reviewed on: 1st May 2024

Always helpful and everything is easy to understand

Always helpful and everything is easy to understand Reviewed on: 1st May 2024

Good customer service good and easy to use app

Good customer service good and easy to use app Reviewed on: 1st May 2024

Excellently Exceptional!

With Vanquis, I have been having an exceptional customer service experience with them. Reviewed on: 1st May 2024

An honest review

In my opinion from my own personal experience with Vanquis, I can say the following: Vanquis are SMART lenders, providing SMART people with a SMART service, giving their customers a SMART MONEY experience! Follow their guidance and you cannot go wrong!! Reviewed on: 1st May 2024

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