Write a review

Go to business site

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19912 reviews)

View other Vanquis products

4.78

Based on 19,912 reviews, last reviewed 20th Jan 2026

87% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19912)

Excellent That's great to hear!

That's great to hear! If you're satisfied with the payment process and customer service provided by your credit card company, it's a positive sign of their reliability and efficiency Reviewed on: 1st May 2024

Easy to use the app and manage your spending.

Easy to use the app and manage your spending. Reviewed on: 1st May 2024

It is fit for purpose and meet my credit needs.

It is fit for purpose and meet my credit needs. The vanquis app is user friendly and easy to use. Reviewed on: 1st May 2024

Vanquis is best

Good for credit building ,good customer service,Vanquis app is easy to use Reviewed on: 1st May 2024

Vanquis helps you rebuild your credit

Vanquis has been very helpful in enabling me to build up my credit rating and have rewarded me by increasing my credit limit by 300%. This has enabled me to use it to buy larger purchases knowing I have the added protection which comes with paying by credit card. I would highly recommend this credit card company. Reviewed on: 1st May 2024

Excellent card for low credit scores

Excellent service always had regular credit increases Reviewed on: 1st May 2024

Was good to start with but I wasn’t aware I’d be get...

Was good to start with but I wasn’t aware I’d be getting charged £25 a month after the year so it’s taking me twice as long to pay back Reviewed on: 1st May 2024

I am totally disgusted with Vanquis as you send me t...

I am totally disgusted with Vanquis as you send me texts that I can neither reply to or block. On top of that you charge me for them which I am going to make very public to all people I know it’s cost me over £20 so far and I am in the early stages of talking legal action. Stop sending me texts. Reviewed on: 1st May 2024

Great service

Amazing service, never fail to amaze me Reviewed on: 1st May 2024

Well firstly, I am proud to say I am with Vanquis!

Well firstly, I am proud to say I am with Vanquis! They have helped me have access to to extra funds throughout the months. Even better yet doing this also helps me build my credit score at the same time. There was one situation I was near my limit, and i made a cash withdrawal. I had forgot there was a cash fee for this, so I was confused as to how I went into overdraft. But I spoke to a very helpful and polite member of the Vanquis team, they helped me understand better and assisted in telling me how this all works and when the monthly statements generate on my account, I I was informed to make sure I keep a certain amount in the account around the given time so I don’t have the same issues again. I really do appreciate all the service that you have offered me Vanquis! Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Nationwide 4.12 from 204 reviews
Chrome Card
from Vanquis 4.18 from 8 reviews
Aqua credit cards
from NewDay 4.88 from 2848 reviews

Want to see more from Vanquis ?

Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Vanquis Savings
from Vanquis 4.75 from 4 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub