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Vanquis : Credit builder credit card reviews

4.78
Based on 19,912 reviews, last reviewed 20th Jan 2026
No new 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Very good banking experience, one of the best credit... Very good banking experience, one of the best credit cards I’ve ever used Reviewed on: 20th January 2026
Claire H's avatar
Claire H

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19912)

Very easy to set up and use

5
Very easy to set up and use app is great straight forward no hidden secrets no calls all the time mothering you and not had any code callers trying to sell me more things Reviewed on: 1st May 2024

using my card

5
vanquis is simple to use your online account and rates are same as most cards any problems just ring up and they sort it for you Reviewed on: 1st May 2024

Help hand

5
Vanquis have helped me to get back into responsible credit card use all along the way forward. Reviewed on: 1st May 2024

New start

5
First card I was accepted for after we had a business that went insolvent and helped us get our credit rating back on track Reviewed on: 1st May 2024

there when needed

5
Vanquis were there when no other card company were Reviewed on: 1st May 2024

Very good company

5
Very good experience. I'll recommend to friends Reviewed on: 1st May 2024

Very easy to use and keep you informed as an...

5
Very easy to use and keep you informed as an individual Reviewed on: 1st May 2024

Terrible service from customer care.

1
Terrible service from customer care. Never experienced anything like it. They took 2 payments instead of one and left me with no money for 4 days then they make you wait 8 weeks to even reply. Absolute disgrace Reviewed on: 1st May 2024

Vanquis is the worst account I have

1
Takes 6 months to update your phone number so you can pay with the app. No lie. APR just keeps on going up and up. My other card charges me half what Vanquis do. Do not even consider Vanquis, they are the worst. Reviewed on: 1st May 2024

good service I enjoy me may my fa...

5
I am very happy Reviewed on: 1st May 2024

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