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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.73 (28689 reviews)

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4.73

Based on 28,689 reviews, last reviewed 16th Jul 2026

795600% increase in 5 star reviews

in the past 90 days

6000% increase in 1 star reviews

in the past 90 days

87%

Latest highest rating:

5

The interest rates on the card could be more competi... The interest rates on the card could be more competitive , to include purchase & balance transfer rates Reviewed on: 16th July 2026

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (28689)

happy days

never any issues, always helpful Reviewed on: 28th June 2026

always had good help and info through text and email...

always had good help and info through text and emails not good with tec so this is good for me they will help if not sure about some things a phone call text email all good Reviewed on: 28th June 2026

Never had any issues, easy use of the app, reliable...

Never had any issues, easy use of the app, reliable service. Reviewed on: 27th June 2026

Top lender. No complaints

Top responsible lender. No complaints. Does what it says on the tin Reviewed on: 27th June 2026

Over 10years with Vanquis, great service.

Been with Vanquis over 10 years, always handy, great human customer services, good cashback offers and now with some fantastic free to enter prize draws. Reviewed on: 27th June 2026

I found Vanquis very helpful as I was able to use my...

I found Vanquis very helpful as I was able to use my Vanquis credit to pay off some of the balance on my Lloyds credit card at a lower rate of interest. Reviewed on: 25th June 2026

Vanquis has been easy to use, with a simple app and...

Vanquis has been easy to use, with a simple app and timely payment reminders. Customer service was helpful when I needed assistance. A good option for building credit, though the interest rates are quite high. Reviewed on: 21st June 2026

Brilliant and trustworthy

Brilliant, never had any issues. Great customer service. Reviewed on: 20th June 2026

An Honest Card That Rewards Good Habits !

The Vanquis Credit Builder Card is a stellar financial tool that delivers exactly what it promises: a genuine second chance at building credit. For anyone struggled to get accepted elsewhere due to a thin credit file or past mistakes, this card provides an accessible, reliable, and straightforward path back to financial health. After few months then years of paying on time, Vanquis automatically bumped my limit from £500 to £6000 without me even asking. Reviewed on: 19th June 2026

Vanquis did not abandon me!

Vanquis helped me through my financial issues when no other company would and helped me through it. Reviewed on: 18th June 2026

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