Paid advertisement
Smart Money People Logo
Newsletter

Vanquis : Credit builder credit card reviews

4.73
Based on 28,695 reviews, last reviewed 1st Sep 2026
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
9%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
1%

Latest highest rating:

5

They are always willing to help and support you with... They are always willing to help and support you with any financial issues with your account to enable you to get back on track or get update with your... Read more Reviewed on: 1st September 2026
Suzanne Harvey 's avatar
Suzanne Harvey

Latest lowest rating:

1

Vanquis: Ignoring it's customers Vanquis used to offer a great service when I first signed up. But recently they have withdrawn their old app, forcing a new app, with questionable sec... Read more Reviewed on: 10th July 2026
DD's avatar
DD

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (28695)

Good experience

5
Very good experience. Very helpful Reviewed on: 3rd July 2026

Great service from a great team ...

4
I was granted my first Vanquis credit card back in 2016 and, since then, it has been a real boon. My credit score is now at its highest (999), and Vanquis must take credit (if you will excuse the pun!) for a large part of that. Their mobile App makes managing my account very easy - for example, varying the amount I repay monthly, be it a fixed sum or some percentage of the balance. All-in-all, a great service, especially given that, in extremis, one can talk to a real live human being over the phone! :) Reviewed on: 2nd July 2026

Easy online access to account and very good app.

5
Easy online access to account and very good app. Reviewed on: 2nd July 2026

Easy to navigate the app.

5
Easy to navigate the app. Credit limit sensible with easy to set up direct debit. Reminder for when payment is due making budgeting easier. Reviewed on: 30th June 2026

Mobile apps was very good and easy to use.

5
Mobile apps was very good and easy to use. Always getting in touch through email and text messaging when something comes up. Great customer service. Reviewed on: 29th June 2026

A credit card which is very sound.

5
Such a straight forward credit card compared with others I've had. I feel very comfident in using it and have recommended the card to many, especially those who have had money problems. Reviewed on: 28th June 2026

happy days

5
never any issues, always helpful Reviewed on: 28th June 2026

always had good help and info through text and email...

5
always had good help and info through text and emails not good with tec so this is good for me they will help if not sure about some things a phone call text email all good Reviewed on: 28th June 2026

Never had any issues, easy use of the app, reliable...

5
Never had any issues, easy use of the app, reliable service. Reviewed on: 27th June 2026

Top lender. No complaints

5
Top responsible lender. No complaints. Does what it says on the tin Reviewed on: 27th June 2026

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Loans

    from Vanquis 4.86 from 1254 reviews
    Vanquis
  • Aquis Card

    from Vanquis 4.45 from 44 reviews
    Vanquis
  • Credit card

    from Vanquis 4.35 from 601 reviews
    Vanquis
    View all products