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Vanquis : Credit builder credit card reviews

4.78
Based on 19,902 reviews, last reviewed 19th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent I have had no issues with vanquis. The wait times are always low and always get greeted by a friendly advisor who is happy to help. My card was subjec... Read more Reviewed on: 19th August 2025
A happy customer's avatar
A happy customer

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19902)

Great credit building card .

5
Great credit building card for myself,small sensible credit limit making it affordable to settle outstanding balance each month and therefore increasing chances of a good credit score. Reviewed on: 3rd May 2024

Very basic on offering increase credit and charging...

3
Very basic on offering increase credit and charging with out any reason Reviewed on: 3rd May 2024

App is great and easy to navigate through

5
App is great and easy to navigate through Reviewed on: 3rd May 2024

Responsible lender

5
Vanquis are a responsible credit and only increase your credit limit with your agreement Reviewed on: 3rd May 2024

I needed a credit card to help bring up my credit ra...

5
I needed a credit card to help bring up my credit rating, I used the freeze when I was struggling that helped me bring me back on track. Reviewed on: 3rd May 2024

No hidden fees and completely transparent!

5
Very easy to get hold of and very informative! Reviewed on: 3rd May 2024

I had a low credit score.

5
I had a low credit score...Vanquis saved the day ....I have stayed loyal to them since.....I have had my limit increased but always informed prior....Will continue with Vanquis even now my credit rating is increased... Reviewed on: 3rd May 2024

Brilliant experience!

5
Brilliant experience! Great customer service, very helpful and understanding. Many benefits and great way to build your credit Reviewed on: 3rd May 2024

The interest Rate is high and the minimum payment is...

3
The interest Rate is high and the minimum payment is also higher than other cards. Reviewed on: 3rd May 2024

Vanquis were there when I needed a hand up and since...

5
Vanquis were there when I needed a hand up and since have been there for me. I feel a valued customer. Reviewed on: 3rd May 2024

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