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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Responsible lender

5
Vanquis are a responsible credit and only increase your credit limit with your agreement Reviewed on: 3rd May 2024

I needed a credit card to help bring up my credit ra...

5
I needed a credit card to help bring up my credit rating, I used the freeze when I was struggling that helped me bring me back on track. Reviewed on: 3rd May 2024

No hidden fees and completely transparent!

5
Very easy to get hold of and very informative! Reviewed on: 3rd May 2024

I had a low credit score.

5
I had a low credit score...Vanquis saved the day ....I have stayed loyal to them since.....I have had my limit increased but always informed prior....Will continue with Vanquis even now my credit rating is increased... Reviewed on: 3rd May 2024

Brilliant experience!

5
Brilliant experience! Great customer service, very helpful and understanding. Many benefits and great way to build your credit Reviewed on: 3rd May 2024

The interest Rate is high and the minimum payment is...

3
The interest Rate is high and the minimum payment is also higher than other cards. Reviewed on: 3rd May 2024

Vanquis were there when I needed a hand up and since...

5
Vanquis were there when I needed a hand up and since have been there for me. I feel a valued customer. Reviewed on: 3rd May 2024

Vanquis really supported me through lockdown and are...

5
Vanquis really supported me through lockdown and are great company Reviewed on: 3rd May 2024

always there to help and very friendly .

5
always there to help and very friendly . nothing to much trouble . vanquish thats like the name have trouble and they vanish with vamquis Reviewed on: 3rd May 2024

An excellent card for what I needed

5
I can really only give an excellent rating for customer services as all I have had to phone for is a replacement card due to tap not working but this was dealt with an efficient manor Reviewed on: 3rd May 2024

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