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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
99% decrease in 5 star reviews
in the past 90 days
97% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Excellent

5
Never had an issue with Vanquis any queries always dealt with fast nd efficiently. Reviewed on: 3rd May 2024

Easy to use no hassle you don't get any harassment.

5
Easy to use no hassle Reviewed on: 3rd May 2024

Always very helpful if you need advice etc

5
Always very helpful if you need advice etc Reviewed on: 3rd May 2024

I have an account and have been using the services o...

5
I have an account and have been using the services of Vanquis since 2020. During the pandemic, we were in a difficult phase and I had to use their services and I have been very satisfied with them for 4 years now. Reviewed on: 3rd May 2024

Good service excellent rate.

5
Good service excellent rate. Happy to use in future as well Reviewed on: 3rd May 2024

Good way to build credit score

5
Using this card and paying by direct debit each month the minimum amount .Then I can also pay in any extra i want to online at anytime .The app is so easy to use to keep an eye on your spending .Keeping spending to a quarter or less of my allowance each month has really built up my credit score. Reviewed on: 3rd May 2024

I have used Vanquis to build my credit score for yea...

5
I have used Vanquis to build my credit score for years now and they are the best at providing a great experience for customers Reviewed on: 3rd May 2024

Been with Vanquish for a few years now and never had...

5
Been with Vanquish for a few years now and never had a problem easy to deal with and helpful Reviewed on: 3rd May 2024

Very understanding and helpful

5
Very understanding and helpful. When it was difficult for me your customer service helped me to build my credit without paying loads of interest Reviewed on: 3rd May 2024

This has helped build my credit score.

5
This has helped build my credit score. Very friendly and helpful staff when I have called in for assistance. Reviewed on: 3rd May 2024

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