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Vanquis : Credit builder credit card reviews

4.78
Based on 19,904 reviews, last reviewed 6th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Easy to use! Easy to use! Looking forward to the new app Reviewed on: 6th September 2025
Olivia 's avatar
Olivia

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

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Vanquis Credit builder credit card reviews (19904)

Good way to build credit score

5
Using this card and paying by direct debit each month the minimum amount .Then I can also pay in any extra i want to online at anytime .The app is so easy to use to keep an eye on your spending .Keeping spending to a quarter or less of my allowance each month has really built up my credit score. Reviewed on: 3rd May 2024

I have used Vanquis to build my credit score for yea...

5
I have used Vanquis to build my credit score for years now and they are the best at providing a great experience for customers Reviewed on: 3rd May 2024

Been with Vanquish for a few years now and never had...

5
Been with Vanquish for a few years now and never had a problem easy to deal with and helpful Reviewed on: 3rd May 2024

Very understanding and helpful

5
Very understanding and helpful. When it was difficult for me your customer service helped me to build my credit without paying loads of interest Reviewed on: 3rd May 2024

This has helped build my credit score.

5
This has helped build my credit score. Very friendly and helpful staff when I have called in for assistance. Reviewed on: 3rd May 2024

The App is very useful.

5
The App is very useful. I helps me keep a track on my spending Reviewed on: 3rd May 2024

Never had a problem easy to follow on app, always ke...

1
Never had a problem easy to follow on app, always keep you informed Reviewed on: 3rd May 2024

The app makes it easy to manage my account.

5
The app makes it easy to manage my account. Reviewed on: 3rd May 2024

Just been a really comfortable and easy way to deal...

5
Just been a really comfortable and easy way to deal with, the app is great, I check every day, and it’s always up to date. I have another credit card and they take ages to pay and update transactions! Vanquis is ALWAYS ON POINT ! x Reviewed on: 3rd May 2024

A good credit card to start

5
When you need to talk to someone, it's very easy. The app is very easy and you can manage your spending Reviewed on: 3rd May 2024

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