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Vanquis : Credit builder credit card reviews

4.78
Based on 19,902 reviews, last reviewed 19th Aug 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Excellent I have had no issues with vanquis. The wait times are always low and always get greeted by a friendly advisor who is happy to help. My card was subjec... Read more Reviewed on: 19th August 2025
A happy customer's avatar
A happy customer

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19902)

Vanquis helped me massively boost my credit score an...

5
Vanquis helped me massively boost my credit score and made me better at using money; I’m now at 999 score at Experian. Reviewed on: 3rd May 2024

Vanquis has built my credit up.

5
Vanquis has built my credit up. I only use it when needed but it has helped me out enormously Reviewed on: 3rd May 2024

Improved credit score

5
Vanquis has helped me to build my credit score up to excellent! Reviewed on: 3rd May 2024

Spot on, always helpful, App is so easy to use, I al...

5
Spot on, always helpful, App is so easy to use, I also had a occasion to call them and was treated promptly and professionally Reviewed on: 3rd May 2024

Vanquis bank got me out of diffuculty more than once.

5
Vanquis bank got me out of diffuculty more than once. l have borrowed money to pay bills etc. l dont have to ask anyone, it is there when l need it and l dont have to pay back in 1 go. I can make monthly payments. Reviewed on: 3rd May 2024

Always there to help has helped me get back on track.

5
Always there to help has helped me get back on track. Reviewed on: 3rd May 2024

Save me from running out of cash

5
Save me from running out of cash Reviewed on: 3rd May 2024

Will not increase my limit on card when I pay it off...

4
Will not increase my limit on card when I pay it off all the time is the only bad thing even when contacted they said I can’t ask for increase.. Reviewed on: 3rd May 2024

Wery good.

5
Wery good. Not have any problems. Wery nice service. Reviewed on: 3rd May 2024

In the early days of building a credit score few are...

4
In the early days of building a credit score few are better out there. Reviewed on: 3rd May 2024

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