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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Always had a good experince and would recommend to a...

5
Always had a good experince and would recommend to anyone Reviewed on: 2nd May 2024

every 3 months you cannot log-in, your forced to cha...

1
every 3 months you cannot log-in, your forced to change your password. The Vanquis card works in very few places. staff are not for professional or helpful Reviewed on: 2nd May 2024

First class experience, always.

5
First class experience, always. Reviewed on: 2nd May 2024

Very good service.

5
Very good service. Helpful staff and always solve your problems Reviewed on: 2nd May 2024

Excessive interest rates very expensive credit card.

2
Excessive interest rates very expensive credit card.Also had an issue with somebody trying to scam my card so I cancelled my card and ordered a new one weeks ago no card has arrived yet. Reviewed on: 2nd May 2024

I have never had an issue with my Vanquish account a...

5
I have never had an issue with my Vanquish account and I really enjoy using my app. It's easy to use and keeps me updated on balances payments a reminder of up coming payments and its very well laid out. Reviewed on: 2nd May 2024

I applied for my vanquis account and the process was...

5
I applied for my vanquis account and the process was extremely easy and I have been building my credit without any problems whatsoever. Reviewed on: 2nd May 2024

Always reminded when payment due and it doesn’t have...

5
Always reminded when payment due and it doesn’t have to be full amount Reviewed on: 2nd May 2024

Brilliant company.

5
Brilliant company..there when u need them and will find the best way to help you..and the one great thing is there never on your back for payment if you miss one or running late on payment..nothing worse then having company on your back for payment.. Reviewed on: 2nd May 2024

Great service all round.

5
Great service all round. Easy to use online and with the simple app Reviewed on: 2nd May 2024

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