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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Brilliant company great customer service support wou...

5
Brilliant company great customer service support would definitely recommend Reviewed on: 2nd May 2024

Vanquis Card regularly use

5
I use the card regularly. Never had a issue. There is only one thing, that is ignoring. The long time from the payment till the money is in the account. Up to 3 days. Reviewed on: 2nd May 2024

Vanquis started with low interest then upped it more...

1
Vanquis started with low interest then upped it more and more all while increasing the credit limit so now it’s impossible to pay back! I would never reccomened this to anybody as it’s impossible to get out of and when rang customer services to complain about almost 50% interest were told we were informed about the intrest rising but we weren’t Reviewed on: 2nd May 2024

Good card and online tracking.

5
Good card and online tracking. Let's you keep an eye on your spending and when payments are due. Building your credit score. Reviewed on: 2nd May 2024

I have had a good experience with Vanquis every time...

5
I have had a good experience with Vanquis every time I have contacted them. Reviewed on: 2nd May 2024

Always simple and strait forward.

5
Always simple and strait forward. easy to use even if its something out of the ordinary. Reviewed on: 2nd May 2024

Overall its been a wonderful journey with Vanquis so...

5
Overall its been a wonderful journey with Vanquis so far Reviewed on: 2nd May 2024

Easy to access good level credit.

5
Easy to access good level credit. Reviewed on: 2nd May 2024

Absolutely fantastic everything you need to run your...

5
Absolutely fantastic everything you need to run your finances quick Hassel free!!! Regular emails with all it's new features means I never miss a thing, it's safe and always up to date . I love being a customer and would definitely be recommending to my friends and family Reviewed on: 2nd May 2024

Easy access to my account and support

5
Easy access to my account and support Reviewed on: 2nd May 2024

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