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Vanquis : Credit Building Credit Card reviews

4.77
Based on 19,864 reviews, last reviewed 20th Jul 2025
50% decrease in 5 star reviews
in the past 90 days
58% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

No problem smooth so far easy application No problem smooth so far easy application Reviewed on: 20th July 2025
Paul D's avatar
Paul D

Latest lowest rating:

1

Balance transfer scam After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Van... Read more Reviewed on: 15th July 2025
Unhappy customer's avatar
Unhappy customer

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19864)

Its a decent proposal, I needed to build up my credi...

4
Its a decent proposal, I needed to build up my credit and vanquis was happy to help, i was able to bring up my rating but decided to stay with them from loyalty. I wish they had extra perks like points or cash back just to get something back Reviewed on: 2nd May 2024

Very user friendly app.

5
Very user friendly app. Clear balance and easy to make payments. Interest amount would be better on the Home Screen rather than in statements. Reviewed on: 2nd May 2024

Vanquis app

4
Easy use of app good credit builder Reviewed on: 2nd May 2024

First class service!

5
I've been with Vanquis for many years now and have found their service to be first class. On the very rare occasions that I've needed to contact them, my queries were, without exception, dealt with quickly, politely and above all, professionally. Reviewed on: 2nd May 2024

Decent but interest fees are somewhat high

4
Decent but interest fees are somewhat high Reviewed on: 2nd May 2024

All great!

5
All great! Can’t complain! Very good for poor credit to help improve great customer service always keep you on top of payment ect! App is very easy to use and easy to navigate, would definitely recommend Reviewed on: 2nd May 2024

Credit builder

5
Credit builder card has helped my score go up 200 points. Reviewed on: 2nd May 2024

good contact, great service quick responses, clear a...

5
good contact, great service quick responses, clear application Reviewed on: 2nd May 2024

Easy and simple application process and accepted imm...

5
Easy and simple application process and accepted immediately Reviewed on: 2nd May 2024

Email to make payment do so only to find auto paymen...

2
Email to make payment do so only to find auto payment came off a hour later as payment dosnt show to next day that being way out of date all other cards are instant !!!! Reviewed on: 2nd May 2024

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