Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

All round good service.

5
All round good service. Great app so you can keep on top of your spending. Reviewed on: 2nd May 2024

Good experience using the Vanquis card

5
Good experience using the Vanquis card Reviewed on: 2nd May 2024

All nice, good and simple

4
It was easy to apply, app is very simple and clear to manage the account. Reviewed on: 2nd May 2024

Every service is excellent accepte the limit of the...

5
Every service is excellent accepte the limit of the credit card Reviewed on: 2nd May 2024

Very convenient asset, also helped to build my cred...

4
Very convenient asset, also helped to build my credit rating Reviewed on: 2nd May 2024

It was good I could get a loan but not so good you...

5
It was good I could get a loan, but not so good you can't check your balance on an app. Reviewed on: 2nd May 2024

Never had any issues with Vanquis, very satisfied

5
Never had any issues with Vanquis, very satisfied Reviewed on: 2nd May 2024

Great credit building!

5
I am so happy with Vanquis because everything customer service the credit app and bills are all manageable and great especially if your new or struggling and they always hear and understand! Our matters, matters to yourself keep it up! Great communication and offers. Reviewed on: 2nd May 2024

Nice card but the interest rate is way too high.

1
Nice card but the interest rate is way too high. Reviewed on: 2nd May 2024

I have been with vanquis alot of years and never had...

5
I have been with vanquis alot of years and never had a problem, always treat me as an individual. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products