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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Brilliant

I’ve been with vanquish a while now and no problems at all. The app is brilliant and kept updated all the time. Very happy Reviewed on: 2nd May 2024

Easy to apply, careful when increasing credit limits...

Easy to apply, careful when increasing credit limits to check affordability. Reviewed on: 2nd May 2024

Rubbish service

They take days to process your payments Reviewed on: 2nd May 2024

Reduce my card from a1000to950£ paid dd without fail...

Reduce my card from a1000to950£ paid dd without fail for 5years no sign of credit increase so not used much Reviewed on: 2nd May 2024

Its a decent proposal, I needed to build up my credi...

Its a decent proposal, I needed to build up my credit and vanquis was happy to help, i was able to bring up my rating but decided to stay with them from loyalty. I wish they had extra perks like points or cash back just to get something back Reviewed on: 2nd May 2024

Very user friendly app.

Very user friendly app. Clear balance and easy to make payments. Interest amount would be better on the Home Screen rather than in statements. Reviewed on: 2nd May 2024

Vanquis app

Easy use of app good credit builder Reviewed on: 2nd May 2024

First class service!

I've been with Vanquis for many years now and have found their service to be first class. On the very rare occasions that I've needed to contact them, my queries were, without exception, dealt with quickly, politely and above all, professionally. Reviewed on: 2nd May 2024

Decent but interest fees are somewhat high

Decent but interest fees are somewhat high Reviewed on: 2nd May 2024

All great!

All great! Can’t complain! Very good for poor credit to help improve great customer service always keep you on top of payment ect! App is very easy to use and easy to navigate, would definitely recommend Reviewed on: 2nd May 2024

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