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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

You have lost £1500 it’s been over 7 weeks no...

1
You have lost £1500 it’s been over 7 weeks no response Reviewed on: 2nd May 2024

Just got lower limit but the services are excellent.

5
Just got lower limit but the services are excellent.. Reviewed on: 2nd May 2024

A great experience with Vanquis

5
Helpful company who have resolved issues in a speedy and efficient manner particularly when my card appeared to have been cloned. Customer services have generally been excellent. Reviewed on: 2nd May 2024

A good review is honest and informative

5
I have very good experience with vanquis Bank Reviewed on: 2nd May 2024

Excellent quick response and updated

5
Excellent quick response and updated Reviewed on: 2nd May 2024

I have found this a very easy to use!

5
I have found this a very easy card and has improved my credit score over the years! Reviewed on: 2nd May 2024

.credit app

5
Friendly customer service and helpful, easy to use app excellent credit builder Reviewed on: 2nd May 2024

My card got blocked because I was trying to buy a la...

1
My card got blocked because I was trying to buy a laptop. So phoned up to tell them that my payment had been refused they said that they had unblocked it but when I tried to use it the card still didn't work. Reviewed on: 2nd May 2024

No high credit score required

5
No high credit score required. Excellent mobile application. Reviewed on: 2nd May 2024

I have been left in limbo since January 24 when some...

1
I have been left in limbo since January 24 when somebody took 2.5k from my account its still on going 2/5 I phone nearly every week and told same thing still ongoing. Utter disgrace Reviewed on: 2nd May 2024

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