Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

Amazing customer service always at hand to help and...

5
Amazing customer service always at hand to help and support there customer Reviewed on: 2nd May 2024

All been plain sailing never had a problem

5
All been plain sailing never had a problem Reviewed on: 2nd May 2024

Good customer service.

4
I have used customer service. Security was good. Excellent response and help. I feel that my credit is safely raised each time. Reviewed on: 2nd May 2024

Easy to apply and the app is easy to use...

5
Easy to apply and the app is easy to use Reviewed on: 2nd May 2024

It has been a very good experience

5
It has been a very good experience Reviewed on: 2nd May 2024

I would like to thank this bank for giving people th...

5
I would like to thank this bank for giving people the opportunity to help with financial difficulties Reviewed on: 2nd May 2024

..frustration

2
I am an excellent client with vanquis They offered me an limit increase. When I agreed, they asked me for several documents. I see this as different and complicated, different from the of other suppliers companies. Reviewed on: 2nd May 2024

Registered online, received a very beautiful card wi...

5
Registered online, received a very beautiful card with amazing limit. Started using this card and hoping to build my credit profile. Amazing service and customer support Reviewed on: 2nd May 2024

I use the card for the last 2 years easily to pay an...

5
I use the card for the last 2 years easily to pay and make payments and easy ti use on apple pay Reviewed on: 2nd May 2024

Good, but could be better

5
It was fantastic to build my credit, only issue is that the apr was massive when I used it. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products