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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

had to change my payment date recently and found it...

5
had to change my payment date recently and found it very easy and the customer service department very friendly and helpful Reviewed on: 2nd May 2024

Great service - transparent charging structure .

5
Great service - transparent charging structure .. Reviewed on: 2nd May 2024

I applied for a credit card with Vanquis to improve...

5
I applied for a credit card with Vanquis to improve my credit score, I started with a modest balance which has slowly increased over the years (only after checking with me first), the app is easy to set up and use - I have since been offered other cards but have stuck with this one. Reviewed on: 2nd May 2024

Straightforward app and very considerate.

5
Straightforward app and very considerate. Only provide you with what you can afford. Reviewed on: 2nd May 2024

They helped me when times were tough.

4
They helped me when times were tough. They support me without being pushy or overbearing. My account is managed well Reviewed on: 2nd May 2024

As an expat it helped me build my credit easily

5
Helped me build my credit with increasing steps, with no nonsense rules, and outomatic as long as I reached the requirements. It was a seamless and great experience and loved it. Really helped me as a new expat in London. Reviewed on: 2nd May 2024

Very very pleased.

5
I'm very very pleased to be part of the Vanquis family. Great card, great rate. App is easy to understand and navigate. First class.. Reviewed on: 2nd May 2024

Have no issues with Vanquis.

5
Have no issues with Vanquis. Helped to build credit score. Easy process Reviewed on: 2nd May 2024

Recommend!!!

5
Easy to use app, almost instant customer support service, competitive rates. That's all I need, and Vanquis is giving me it. Reviewed on: 2nd May 2024

Very friendly and helpful staff.

5
Very friendly and helpful staff. Always willing to help if you are having financial difficulties. Would highly recommend Reviewed on: 2nd May 2024

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