Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

View other Vanquis products

4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19907)

Good company to deal with, no hassle quick decision.

Good company to deal with, no hassle quick decision. Reviewed on: 2nd May 2024

Everyday Purchase

I have enjoyed using the card for my everyday purchase, and it has helped to build my credit score Reviewed on: 2nd May 2024

Vanquis - excellent customer care

Vanquis is so easy to deal with & so straightforward to get hold of to answer any questions or clarify things. The difference with other banks is stark. Reviewed on: 2nd May 2024

Easy interface, good deals.

Easy interface, good deals. Wish credit limit was updated more often but a good service provider overall. Reviewed on: 2nd May 2024

Easy to use app and easy to find information you nee...

Easy to use app and easy to find information you need, but their interest rates are too high. Customer service team is helpful. Reviewed on: 2nd May 2024

Great credit score builder

I had a low credit score ten years ago at around 220, using this card for small things like shopping or fuel for the car was great, and a way of building my score back up. Fantastic card to have, and the app on my phone helps, can pay off using the app as well as having my direct debit. Reviewed on: 2nd May 2024

I’m really happy with my card and the customer servi...

I’m really happy with my card and the customer service I receive. Thank you. You’re brilliant Reviewed on: 2nd May 2024

Good credit building card.

Good credit building card. Good customer service. Reviewed on: 2nd May 2024

Great credit card very happy with it

Great credit card very happy with it Reviewed on: 2nd May 2024

After I had to declare myself bankrupt they provided...

After I had to declare myself bankrupt they provided me with a credit card so my life could continue. That was over 10 years ago and I am still with them. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 3.95 from 60 reviews
Zero Credit Card
from Santander 3.87 from 17 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 3 reviews
Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub