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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

CREDIT CARD

3
Great app and service but loan rates are too high Reviewed on: 2nd May 2024

Easy to use APP great service if you need help with...

5
Easy to use APP great service if you need help with anything Reviewed on: 2nd May 2024

Good customer service experience, generous with cred...

5
Good customer service experience, generous with credit limits, noticed in good time when payments were due. Easy to set up direct debit guarantee and add to Apple Pay. Overall very happy with the service. Reviewed on: 2nd May 2024

Online easy and simple

5
I had limit renewals, easy and simple all done online Reviewed on: 2nd May 2024

When I got made redundant through covid, Vanquis was...

5
When I got made redundant through covid, Vanquis was so understanding reassured us with no pressure Reviewed on: 2nd May 2024

Fantastic customer care

5
Was accepted for a card built up credit and highly reccomend this bank for top customer care Reviewed on: 2nd May 2024

Customer Servive alerted me when I had charges for s...

5
Customer Servive alerted me when I had charges for something I'd clicked on by mistake so saving me money on something I didn't even know about. Reviewed on: 2nd May 2024

7 out of 10

4
Over all I’d give Vanquis a 7 out of 10 Reviewed on: 2nd May 2024

Vanquis credit card

5
I don’t think I’d be able to get a Vanquis credit card but when I did I got a good limit and it saved me due to changes to my circumstance. Vanquis has let me choose my payments every month and is very flexible. Reviewed on: 2nd May 2024

Super easy to use app, allows you to make weekly pay...

5
Super easy to use app, allows you to make weekly payments to help budget better. A great credit card that helps me build back my credit score. Card also links to Google Pay for ease of use. Reviewed on: 2nd May 2024

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