Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

View other Vanquis products

4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19907)

Very Handy

Good to start with small credit and build up credit score very handy for purchases and a easy to use app with monthly statements and easy payment options Reviewed on: 2nd May 2024

Vanquis is a very good card company

Vanquis is a very good card company Reviewed on: 2nd May 2024

Excellent customer service, easy and approachable.

Excellent customer service, easy and approachable. Reviewed on: 2nd May 2024

Very helpfull customer service .

Very helpfull customer service . I can use my card where i want. Get regular updates. Reviewed on: 2nd May 2024

Was good until you hit an issue.

Was good until you hit an issue. All was well until I couldn’t pay the last bill. phoned Vanquis told them the situation that I am awaiting a universal credit decision and cannot afford to pay at the moment. despite that I am now receiving 2 calls per day it’s bordering harassment. Won’t be recommending Vanquis to anyone now. Reviewed on: 2nd May 2024

Great service.

Great service. Easy to Manage account Reviewed on: 2nd May 2024

Having not had a credit card before so not a good cr...

Having not had a credit card before so not a good credit score, however now my credit score is very good. Reviewed on: 2nd May 2024

Fantastic app that sends reminders when payment is due!

Fantastic app that sends reminders when payment is due! So no chance of forgetting to pay on time. Great service! Reviewed on: 2nd May 2024

Clear information

Clear information on rates. A quick easy response on the phone Reviewed on: 2nd May 2024

Been with vanquis for fifteen years always paid what...

Been with vanquis for fifteen years always paid what was asked, apart from covid. Got a letter to say I was in debt in as much as I had paid more in fees and interest then what I had borrowed. Could it be that the interest rate has gone from 17% to 42% how offensive is that Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 5.00 from 1 reviews
Credit card
from Post Office 2.41 from 109 reviews
Credit card
from The Co-operative Bank 2.85 from 35 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 3 reviews
Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub