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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Brilliant credit card company

5
Brilliant credit card company easy to use website and payments easy to make recommend it 100% Reviewed on: 2nd May 2024

Just great

5
Great has helped me build my credit Reviewed on: 2nd May 2024

Meilleur

3
There is no definitive answer to this question as the "best" credit card is subjective and depends on individual needs and preferences. However, some factors to consider when choosing a credit card are: 1. Rewards and benefits: Look for a credit card that offers rewards or cashback on your regular spending categories such as groceries, gas, or travel. Also, consider additional perks like travel insurance, airport lounge access, or extended warranty protection. 2. Interest rates and fees: Compare the annual percentage rate (APR) and any applicable fees such as annual fees or foreign transaction fees. Choose a card with competitive rates and minimal fees if you plan to carry a balance or use the card for international purchases. 3. Credit limit and credit-building opportunities: If you have a limited credit history or want to improve your credit score, consider a credit card that offers a higher credit limit or has tools to help you track and improve your credit. 4. Customer service and security: Research the credit card issuer's reputation for customer service and their security measures to protect against fraud or unauthorized transactions. Ultimately, the best credit card for you will depend on your specific needs and financial goals. It's recommended to compare multiple options and read the terms and conditions before making a decision. Reviewed on: 2nd May 2024

Well understanding and good

5
All l can say is that,they are good and understanding the need of customers Reviewed on: 2nd May 2024

Always helpful.

5
I have been with Vanquis for a few years and they have always been very helpful. Reviewed on: 2nd May 2024

Absolute w*nk they ring me if I haven’t paid one day...

1
Absolute w*nk they ring me if I haven’t paid one day late Reviewed on: 2nd May 2024

Pleasant experience all the way.

5
Pleasant experience all the way. Reviewed on: 2nd May 2024

Fast good service right info about the credit card

5
Fast good service right info about the credit card Reviewed on: 2nd May 2024

Straightforward and easy to use, helpful customer se...

5
Straightforward and easy to use, helpful customer service Reviewed on: 2nd May 2024

Very helpful thanks for your support

5
Very helpful thanks for your support Reviewed on: 2nd May 2024

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