Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

View other Vanquis products

4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19907)

I had a financial problem after my divorce and was...

I had a financial problem after my divorce and was struggling to cope until i applied for a Vanquis credit card and i have never looked back thanks to vanquis for all their help and faith in me Reviewed on: 2nd May 2024

Very easy to work with and terrific customer service

Very easy to work with and terrific customer service Reviewed on: 2nd May 2024

Love the app.

Love the app. It makes managing everything so much easier. the reminder texts I’m due to pay my balance is also really helpful. Reviewed on: 2nd May 2024

Superb card

easy application easy to speak to customer service great vale for money Reviewed on: 2nd May 2024

Easy to deal with would recommend to a friend

Easy to deal with would recommend to a friend Reviewed on: 2nd May 2024

Easy app to use never had any bother getting help th...

Easy app to use never had any bother getting help the customer service could be a bit quicker but all in its a 10 out of ten Reviewed on: 2nd May 2024

I applied for a Vanquis card when it was recommended...

I applied for a Vanquis card when it was recommended to me by Credit Karma to see if I could improve my credit score. I was surprised but happy when accepted, and I have used it carefully and as a consequence my score improved quite a bit. Reviewed on: 2nd May 2024

I have never had a problem with Vanquis card as a wh...

I have never had a problem with Vanquis card as a whole . Simple to use, pay and log in. After many years of using, I am more than happy with the whole service. Reviewed on: 2nd May 2024

Great credit builder card.

Vanquis are great. The app is easy to use and helps you to keep track of your finances. The rates and terms are explicit and so there are no surprises. I even get timely text message reminders about statements being available and payment due dates. I’ve successfully managed to re-build my credit score whilst using Vanquis. Reviewed on: 2nd May 2024

Very helpful good interest rate and great customer s...

Very helpful good interest rate and great customer service Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 2.41 from 109 reviews
Credit card
from Zempler Bank (formerly Cashplus) 4.86 from 4387 reviews
Classic Credit Card
from Capital One 4.04 from 283 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 3 reviews
Loans
from Vanquis 4.91 from 1253 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub