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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Easy transactions, good credit limit.

Easy transactions, good credit limit. Reviewed on: 2nd May 2024

good experience with vanquis, easy...

I have had a very good experience with vanquis, easy repayments vaule for money. Reviewed on: 2nd May 2024

Helping me to build my credit score

Helping me to build my credit score Reviewed on: 2nd May 2024

Had a really good experience, there is always help i...

Had a really good experience, there is always help if you struggle Reviewed on: 2nd May 2024

No frills card to build your credit rating

The Vanquis card is a kind of no frills card. Whilst the interest rate is a little higher than some cards, it is accessible to more and allows affordable credit limits. So long as you behave with it, it is excellent to build your credit rating. The card has been instrumental in improving my own Reviewed on: 2nd May 2024

Excellent choice for starters to credit cards

Great card for credit building, lower apr than a few others in the same catorgory and very good starting credit limit. Easy to upgrade your limit if needed and customer service is very helpful in my experience Reviewed on: 2nd May 2024

Great card to have and regular credit limit reviews.

Great card to have and regular credit limit reviews. Reviewed on: 2nd May 2024

Very efficient service and good app

Very efficient service and good app Reviewed on: 2nd May 2024

Never had any issues, always notified and kept updated.

Never had any issues, always notified and kept updated. Reviewed on: 2nd May 2024

If in doubt...do not hesitate to use Vanquis

When I came out ofca awful divorce and was left in debt...Vanquis was the only company that apart from accepting my application force loan...Treated me as a human being with feelings...I therefore had a £2,000 loan which I am proud to say is fully paid off and am now,continuing using your Vanquis credit card....Without Vanquis allowing to me take a loan out and pay it off...I could not have got my life back on track and,also be able to continue to improve my Credit score ...which yes,still needs work but is so much better than before...I would tell anyone who has been refused by other Loan/Credit companys to apply to Vanquis...As they will always find that the Customer service is second to none. Reviewed on: 2nd May 2024

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