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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Best credit card

5
Easy to pay and manage your money Reviewed on: 2nd May 2024

Very good overall

5
Very good any issues have always been solved and if any refund has been needed ie anything miss sold or have paid has always been sorted asap Reviewed on: 2nd May 2024

I haven't yet needed to contact support however the...

5
I haven't yet needed to contact support however the app is brilliant. It clearly shows amount spent, pending and available and paying it off is so quick and easy. Reviewed on: 2nd May 2024

helped me build my credit score and keep the interes...

5
helped me build my credit score and keep the interest rates reasonable Reviewed on: 2nd May 2024

Approved me for credit when no one else would

5
Approved me for credit when no one else would Reviewed on: 2nd May 2024

Vanquish really helped me through a rough patch when...

5
Vanquish really helped me through a rough patch when I was trying to rebuild my credit rating and no other lenders were willing to offer me a chance. I have been with Vanquish ever since and my credit rating is doing fantastic! Thank you! Reviewed on: 2nd May 2024

Amazing service , the best credit card

5
Amazing service , the best credit card Reviewed on: 2nd May 2024

Iv used vanquis for over a year, I think it’s a very...

5
Iv used vanquis for over a year, I think it’s a very good account. Reviewed on: 2nd May 2024

Great customer service.

5
Great customer service. Easy to use app. Rates a little high! Reviewed on: 2nd May 2024

My experience as been good with vanquis there custom...

5
My experience as been good with vanquis there customer service are pleasant and helpful and the app makes things very easy to understand Reviewed on: 2nd May 2024

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