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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Brilliant company

5
A company that provides assistance when needed , and extremely helpful staff . They make sure you never are offered more credit than you can afford to repay Reviewed on: 2nd May 2024

In trouble

5
Vanquis bank are a fantastic company who help you when you cannot afford your payments Reviewed on: 2nd May 2024

Reasons for using the Vanquis credit card

5
The Vanquis app works well by informing users when payment is due and information about interest rates if only the minimum payment is made. Reviewed on: 2nd May 2024

There when I needed them

5
There when I needed them to build my credit rating post IVA. Reviewed on: 2nd May 2024

App was very easy to understand, no issues with usin...

5
App was very easy to understand, no issues with using the app to pay monthly amount Reviewed on: 2nd May 2024

Amazing company

5
I have been with Vanquis for about 5 years they have really helped me get my credit score up and to help me look after my finances better they are an amazing cimpany Reviewed on: 2nd May 2024

My opinion

5
Great card and like the msg service to remind you of payments due Reviewed on: 2nd May 2024

Excellent service, no hassale.

5
Excellent service, no hassale. Any problem if I find out Reviewed on: 2nd May 2024

Worst credit card company ever terrible service high...

1
Worst credit card company ever terrible service high rates high penalties go with fluid Reviewed on: 2nd May 2024

Always had good service never had any problems

5
Always had good service never had any problems Reviewed on: 2nd May 2024

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