Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
63% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

Been with them for years never had any trouble when...

5
Been with them for years never had any trouble when I've range to does to some one Reviewed on: 2nd May 2024

High Interest

3
They charge very high interest, and increase it often. Reviewed on: 2nd May 2024

The customer service is outstanding

5
The customer service is outstanding, nothing is ever too much for them when you are the staff a question. They call you back when they say they will. Reviewed on: 2nd May 2024

Use if needed like having app to log into

4
Use if needed like having app to log into Reviewed on: 2nd May 2024

Simple easy credit card.

5
It's an easy card both to use and keep track of via the app. Also handy payment reminders mean you never miss a payment. I would reccomend this card to anyone. Reviewed on: 2nd May 2024

Amazing experience, I love my Vanquis card very much...

5
Amazing experience, I love my Vanquis card very much because this card has helped me to buildup my credit score so far so good.the monthly fee is also very low Reviewed on: 2nd May 2024

Excellent company

5
Easy to use and good value excellent rates Reviewed on: 2nd May 2024

life changing experience

5
It has been an exciting and an excellent n experience with vanquish helped build my credit and has always come across very helpful in all situations. Reviewed on: 2nd May 2024

Amazing customer service

5
The best customer service experience, always professional and amazing. Reviewed on: 2nd May 2024

I been with vanquis card long time never have any is...

5
I been with vanquis card long time never have any issue very good service. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products