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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

98% decrease in 5 star reviews

in the past 90 days

98% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

my view and opinion

i love the ease of the app and how the card can now be used on wallet Reviewed on: 2nd May 2024

A very helpful finance company

Very easy to apply for, quick decision and that was it.After a few months was invited to apply for a credit limit increase and keeping to my limits was offered further increases, not accepted by me at that time(I know my limits). When an unexpected bill came up, I was able to obtain a personal loan( cheaper than putting it on my card), once again very easy to apply for, with a quick decision. Now that's all paid off, I feel Vanquis have helped me to rebuild my credit rating Reviewed on: 2nd May 2024

User friendly

It is very easy to use and access Reviewed on: 2nd May 2024

A very happy customer

Vanquis customer service is brilliant. They go above and beyond to help, especially with payments. They are considerate and show empathy. I am extremely happy with this service I have received and would definitely recommend to anyone. Reviewed on: 2nd May 2024

Vanquis is good but be very careful...

Used vanquis for 4-5 years now and I've never really had much of an issue with anything. But I wouldn't recommend unless you are desperate in the time I have had vanquis I am still paying off credit that was taken out in 2020 unfortunately the Apr is stupid high my personal interest is half of my monthly payment so unless you can throw money back into it I would be very careful as you will be paying off for a long time. Reviewed on: 2nd May 2024

Since I've been with vanquish, I had the chance to...

Since I've been with vanquish, I had the chance to live the dream that I could never afford before Reviewed on: 2nd May 2024

Very good company but down side is my credit limit n...

Very good company but down side is my credit limit never goes up even after 12 months and I have never been late or missed a payment Reviewed on: 2nd May 2024

Vanquis My Vanquis Credi Card

My experience with Vanquis has been good. Reviewed on: 2nd May 2024

Customer service

All good, not had much personal contact but when needed they were very helpful,and easy to deal with Reviewed on: 2nd May 2024

Good building up with poor credit.

Good building up with poor credit. Reviewed on: 2nd May 2024

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