Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Ok no problems

5
Ok no problems very pleased with text messages to let me know payment is due. Reviewed on: 2nd May 2024

I have had no issues with them I think in the long-t...

5
I have had no issues with them I think in the long-term they could probably take their interest down a little bit. That’s down to them been with them a long time and had no problems. Reviewed on: 2nd May 2024

Easy to apply with clear details and relevant inform...

5
Easy to apply with clear details and relevant information. Reviewed on: 2nd May 2024

I think the interest is quite high but have never en...

4
I think the interest is quite high but have never encounters any problems Reviewed on: 2nd May 2024

It’s one of the great credit cards that i have used.

5
It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

5 Star's from me ' my card as helped me out in a big...

5
5 Star's from me ' my card as helped me out in a big way ie: any emergency or any every Day living cost'.. I love Vanquis thumbs up.. & tje people From Vanquis are very nice too me on the phone.. Reviewed on: 2nd May 2024

Loan Help

4
They helped me with a loan when no one else would Reviewed on: 2nd May 2024

They help me when I need it more

5
They help me when I need it more Reviewed on: 2nd May 2024

Vanquis has honestly been my best CC of them all.

5
Vanquis has honestly been my best CC of them all. Their interest rates have been consistently low for me. Providing me with money transfers and special offers all the time. Their customer service is great and the wait time to get in touch with them is never that long. I have been with them now 5 years and they will always be my go to card. You should try and see if you can get one. Reviewed on: 2nd May 2024

Applied with ease.

4
Applied with ease. Would like decreasing limits to be as easy in increasing them though. Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products