Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Decent credit limit and excellent app to manage card

5
Decent credit limit and excellent app to manage card Reviewed on: 2nd May 2024

I was recomended vanquis by a mate

5
I was recomended vanquis by a mate and boy let me tell you it has changed my life the app is easy to use constant updates make minimum and over minimum payments Reviewed on: 2nd May 2024

I’ve had no problems using my Vanquis card.

5
I’ve had no problems using my Vanquis card. The app is very user friendly. I get a reminder text when I have a payment due which is extremely helpful. Reviewed on: 2nd May 2024

Fantastic Credit Card.

5
Fantastic Credit Card. Great app which is very easy to use. Reviewed on: 2nd May 2024

Credit done right

5
I have never once had any issues with vanquis and they have always been there when needed. Very happy customer Reviewed on: 2nd May 2024

Quality product

5
Amazing card have been using for years and always helpful customer service and the apr% is worth me borrowing Reviewed on: 2nd May 2024

Good customer service however interest rates are a b...

4
Good customer service however interest rates are a bit high Reviewed on: 2nd May 2024

Fast and easy to set up online, great at building a...

5
Fast and easy to set up online, great at building a credit score Reviewed on: 2nd May 2024

This is the best card i came across.

5
This is the best card i came across. everything is easy to understand easy to use flexible. Good rate of interest. Reviewed on: 2nd May 2024

Always had a great experience worth it

5
Always had a great experience worth it Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products