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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

My experience with vanquis has been a straight forwa...

5
My experience with vanquis has been a straight forward process, clear and transparency, treat their customers fairly. Reviewed on: 2nd May 2024

I have been with vanquis for over 7 years and i am v...

5
I have been with vanquis for over 7 years and i am very happy and have no complaints Reviewed on: 2nd May 2024

Good to get a card with poor credit rating.

4
Good to get a card with poor credit rating. Bit disappointed with the interest rate gone up alot Reviewed on: 2nd May 2024

Positive ease of use negative very high interest rates

5
Positive ease of use negative very high interest rates Reviewed on: 2nd May 2024

Easy to ring excellent customer service

5
Easy to ring excellent customer service Reviewed on: 2nd May 2024

Good work

5
They are good at what they do and they are there when you need them Reviewed on: 2nd May 2024

Happy with card just not the apr but it is what it is.

4
Happy with card just not the apr but it is what it is. Reviewed on: 2nd May 2024

Useful to use it and apply

5
Using vanquis for nearly 3 year's, was very useful even when I was short in repayments the charges are not so big . I liked the promotion with transfer balance . Reviewed on: 2nd May 2024

Fast easy application, card arrived super quick!

5
Fast easy application, card arrived super quick! Customer service is efficient & friendly - Vanquis App is really simple to use too! Highly recommend Vanquis Reviewed on: 2nd May 2024

Simple to use and very understanding customer service

5
Simple to use and very understanding customer service Reviewed on: 2nd May 2024

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