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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Very nice experience with Vanquis I had a problem wi...

5
Very nice experience with Vanquis I had a problem with some transactions which were quickly resolved by the customer service. Reviewed on: 2nd May 2024

Shocking customer service won’t and can’t resolve is...

1
Shocking customer service won’t and can’t resolve issues. Wouldn’t recommend them to anyone Reviewed on: 2nd May 2024

excellent and really good customer service or would...

5
excellent and really good customer service or would recommend to a friend Reviewed on: 2nd May 2024

Vanquis are the worst credit card provider.

1
Vanquis are the worst credit card provider. The services are slow, it’s impossible to get in touch with anyone English speaking and the people you do speak to are really rude and condescending. They also take absolutely ages to respond to complaints. Even the complaints team are rude. Reviewed on: 2nd May 2024

Good and effective service would recccomend

5
Good and effective service would recccomend Reviewed on: 2nd May 2024

Registering for the card was a bit confusing with ge...

5
Registering for the card was a bit confusing with getting the card and pin, but once that was sorted with the help of their customer service everything has been smooth sailing and it’s good that I’m able to get in contact with customer service so swiftly. Reviewed on: 2nd May 2024

Great way to lend and on flexible terms. SAFETY NET

5
Great way to lend and on flexible terms... life saver! Reviewed on: 2nd May 2024

Great card and good for building your credit rating

5
Great card and good for building your credit rating Reviewed on: 2nd May 2024

I was provided with a credit card with minimal fuss,...

5
I was provided with a credit card with minimal fuss, when there were other banks which did not provide me , I managed to up my credit score with this. Reviewed on: 2nd May 2024

Helped get my credit rating back on track.

5
Helped get my credit rating back on track. Reviewed on: 2nd May 2024

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