Write a review

Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19904 reviews)

View other Vanquis products

4.78

Based on 19,904 reviews, last reviewed 6th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Easy to use! Easy to use! Looking forward to the new app Reviewed on: 6th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

Read all reviews Write a review

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit builder credit card reviews (19904)

easy to get , easy to transfer money

easy to get , easy to transfer money Reviewed on: 2nd May 2024

Good customer service when making an enquiry

Good customer service when making an enquiry Reviewed on: 2nd May 2024

Excellent service, He...

Excellent service, Hello, I have a loan with Vanquis and also a credit card. I ve called once and I spoke with your customer service regarding my loan, how much I have left to pay and if I can repay it faster and the lady on the phone was very helpful,professional and she explained everything to me, she also sent a letter with the loan sum remaining to be paid. Very pleased with the service. Reviewed on: 2nd May 2024

Help me a lot when I had finance problems

Help me a lot when I had finance problems Reviewed on: 2nd May 2024

Not Fit For Purpose.

Luckily I have another credit I can use, because after my local ATM swallowed my Vanquis card in August 2023 I’m still waiting for a replacement. The representative I spoke to at Vanquis was inexperienced, unhelpful and was hard to understand. I still have a small credit on my account and when I’ve nothing better to do I’ll resurrect chasing this. Reviewed on: 2nd May 2024

Great experience

This card has helped me improve my credit score. I woiuld recommend to friends and family. Good overall service. The whole experience has been great. Reviewed on: 2nd May 2024

Vanquis have been amazing and efficient for all my c...

Vanquis have been amazing and efficient for all my credit card needs. I’d highly recommend them to anyone, if you want a company that is convenient and efficient in supporting you with your credit needs. Vanquis is the one for you. Reviewed on: 2nd May 2024

Increasing credit is a hassle.

Increasing credit is a hassle. Not an easy experience Reviewed on: 2nd May 2024

Great help

They have helped me out on numerous occasions and I would happily encourage others Reviewed on: 2nd May 2024

I have never had any issues at all everything has be...

I have never had any issues at all everything has been a positive experience Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Premier Credit Card
from HSBC 3.92 from 20 reviews
Credit Cards
from Smile Bank 3.22 from 4 reviews
Gold Credit Card
from American Express 4.59 from 24 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 3 reviews
Loans
from Vanquis 4.93 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub