Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Bad experience, I also have an account with new day,...

2
Bad experience, I also have an account with new day, compared to new day Vanquis is poor, they have a lot of catching up to do. The team seems confused and don’t seem to know what they are doing. Reviewed on: 2nd May 2024

Good service

5
Had great experience until now,seems to be a problem with links to apply when offered a new loan Reviewed on: 2nd May 2024

Easy to deal with

5
Very easy to talk at customer service, solves any issues quickly good contact Reviewed on: 2nd May 2024

i like how vanquis helps you build up your credit sc...

5
i like how vanquis helps you build up your credit score along the way especially if your young Reviewed on: 2nd May 2024

Vanquish gave me a chance to build my credit up.

5
Vanquish gave me a chance to build my credit up. Reviewed on: 2nd May 2024

Never had any problems with this card or the service...

5
Never had any problems with this card or the service provided Reviewed on: 2nd May 2024

Never had any problems, they do what they say, and c...

4
Never had any problems, they do what they say, and customer services helpful Reviewed on: 2nd May 2024

Excellent service from customer service to using my...

5
Excellent service from customer service to using my credit card. Reviewed on: 2nd May 2024

They listen to you and are very helpful

5
They listen to you and are very helpful Reviewed on: 2nd May 2024

App limited

5
I regularly use the App, although there are some features missing that I can only access through the Vanquis online account. The only reason I wouldn't recommend Vanquis to friends, or family is, they either have had a credit card account for years with another bank, or they have no desire to open an account with any bank Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products