Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

Easy to use , easy to talk

5
They are so efficient and the app is so clear to use - wonderful Reviewed on: 1st May 2024

A verry good credit building card

5
A verry good credit building card Reviewed on: 1st May 2024

I got my Vanquis card when my credit score was so lo...

5
I got my Vanquis card when my credit score was so low, it helped me enormously. It’s been a long time but I managed to build my credit score to almost perfect. Vanquis card is still one of my favourites Reviewed on: 1st May 2024

Good customer service and easy manage

5
Good customer service and easy manage Reviewed on: 1st May 2024

The Vanquis app has been very easy to use and use of...

5
The Vanquis app has been very easy to use and use of my account/card has been easy too Reviewed on: 1st May 2024

Amazing service and easy to use credit card.

5
Amazing service and easy to use credit card. Highly recommended Reviewed on: 1st May 2024

Very nice and professional

5
Very nice and easy approach so very happy with the service Reviewed on: 1st May 2024

Very happy with the services!

5
Very happy with the services! Very helpful! Reviewed on: 1st May 2024

Always excellent customer service and very understan...

5
Always excellent customer service and very understanding of circumstances Reviewed on: 1st May 2024

I am very impressed about Vanquis to enable you to...

5
I am very impressed about Vanquis to enable you to great your credit rating up.....and so easy to pay ...excellent value Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.81 from 9 reviews
    Vanquis
    View all products