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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Great card for building your Credit rating.

I have been a customer for some time now, the account freeze option was greatly appreciated when I fell on hard times, but that's no longer an option now, which is a shame because it was very helpful for anyone who has faced financially difficulties. Since I applied to vanquist interest rates have gone down significantly which is great! but, when offered a credit increase, I have to answer so many personal questions, as if I am a new customer, This inconvenience stops me from applying for the increase. I have a good credit score & payment history since my hardship over 6 years ago. That should be enough proof i am a reliable customer when offered an increase. Other than that I have no issues and use Vanquis as my main credit card because of the competitive interest rates. Which on occasion have been lowered because of my good payment history. I would recommend vanquis for anyone trying to build their credit score. Reviewed on: 1st May 2024

Vanquis bank has always kept me informed of any cha...

Vanquis bank has always kept me informed of any changes Reviewed on: 1st May 2024

Great Service

Great company, very helpful when I have needed to call them. No hassle and no unwanted emails and texts. The app is also really used and easy to use. Reviewed on: 1st May 2024

Happy to have vanquis card

Vanquis credit card is good with reasonable charges, cradit limit is not bad, and also card design is so attractive Reviewed on: 1st May 2024

Loyal customer

I have used Vanquis for ages now they are responsible and understand my needs. Reviewed on: 1st May 2024

It has been good using the cards

It has been good using the cards Reviewed on: 1st May 2024

I use daily and weekly from r my shopping and my gro...

I use daily and weekly from r my shopping and my grocery store, I find very good to build your Credit Score. Reviewed on: 1st May 2024

Great customer service

Customer service is always easy to get hold of with no long waits like some providers and always eager to please a solve problems. I like the app too Reviewed on: 1st May 2024

Quick and reliable credit provider

Decent interest rates, good and convenient mobile app. Reviewed on: 1st May 2024

When I've needed to speak to someone they've always...

When I've needed to speak to someone they've always been efficient.My only negative would be that my interest is still very high even though i can now get main stream cards at far lower rates. I think Vanquis should reduce the interest rate as the score gets better. More people would stay and use the card as I for one would be more loyal to a company that helped me through the harder times. Reviewed on: 1st May 2024

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