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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

We’re very helpful when I got a letter that was sent...

5
We’re very helpful when I got a letter that was sent by mistake it was fixed within hours Reviewed on: 1st May 2024

Hassle-free.

4
Hassle-free. Good app to manage money Reviewed on: 1st May 2024

The website is awful.

3
The website is awful. The want you to do everything with a mobile app. Android and ios have no security and get havked a lot. This is the reason I do not use either of these mobiles. They dont understand and are stuck in their ways. Reviewed on: 1st May 2024

Excellent customer services , happy with the interes...

5
Excellent customer services , happy with the interest rate on my credit. Reviewed on: 1st May 2024

Vanquis has helped me to rebuild my credit score.

5
Vanquis has helped me to rebuild my credit score. An excellent company with excellent rates. Great service too from dedicated staff. A must for everyone who needs to rebuild trust in financial institutions. Reviewed on: 1st May 2024

A great experience with Vanquish

5
Always had a great experience with Vanquish. I had my card cloned and it was sorted without any fuss. Great customer service Reviewed on: 1st May 2024

My business went bust when the banks pulled the plug...

4
My business went bust when the banks pulled the plug on small businesses turning over less than £5m in the last recession. Vanquis trusted me with a new start - and a £4k limit! Now I'm back on my feet with the new business, I don't need the credit, but, back then, I was grateful. Reviewed on: 1st May 2024

Overall a nice and reliable bank.

4
Overall a nice and reliable bank.. Reviewed on: 1st May 2024

Would recommend

5
Never had any problems. Would definitely recommend! Reviewed on: 1st May 2024

Easy and affordable card to get very happy with it...

5
Easy and affordable card to get very happy with it Reviewed on: 1st May 2024

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