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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Improves credit rating

5
Easy app. Vanquis has helped me plan my finances,since I became disabled (not planned), to sort my benefits and my part time salary. Miraculously improving my credit rating at the same time! Thank you Vanquis Reviewed on: 10th July 2025

Vanquis are easy to deal with.

5
Vanquis are easy to deal with. The app is straightforward. It's easy to make extra payments through the app, with different payment methods available. They have a competitive interest rate and I am very happy with it. Reviewed on: 10th July 2025

Reliable bank and can be used international

4
Reliable bank and can be used international Reviewed on: 10th July 2025

My card and limit

5
Just great people to work with recommend to everybody I know . Reviewed on: 10th July 2025

Vanquis are good.

5
Vanquis are good. So far I'm happy with everything especially the app Reviewed on: 10th July 2025

Would Recimmend

5
No problems, easy to make payments & the App is useful Reviewed on: 10th July 2025

Fantastic helpful honest great card and company

5
Fantastic helpful honest great card and company Reviewed on: 10th July 2025

Good credit building card

5
Vanquis has kept raising my credit limit due to me always making my payments on time. Reviewed on: 10th July 2025

Always helpful and always updating me about my accou...

5
Always helpful and always updating me about my account and what I need. Reviewed on: 10th July 2025

Helpful and saved my credit history

5
I started using vanquis as I had a poor credit history, having this card/service has enabled me to get my finances back in order and I now have excellent credit after having vanquis for about 5 years. Love the app as it’s easy and quick to use, I have peace of mind that I have card that is for emergencies if needed aswell. Reviewed on: 10th July 2025

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