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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Vanquis the polite company.

4
Vanquis has been a decent company to use and always very helpful and polite. The app is very up to date and informative too. I've used the balance transfer on occasions and find the cost to transfer very reasonable. The only negative is the request for statements by post dose not come through despite numerous clicking to receive it on the app. This seems to have a default to app only even though requested many times? Reviewed on: 10th July 2025

Easy to apply, very helpful if you have trouble payi...

5
Easy to apply, very helpful if you have trouble paying 1 month . Very satisfied with the help I get , would definitely recommend. Reviewed on: 10th July 2025

Vanquis vanishes stress in the USA

5
I use my card primarily in the USA when on holiday. I have had zero issues using the for transactions and can relax knowing all is good. The app is especially user friendly allowing me to keep a track of finances Reviewed on: 10th July 2025

Great Service.

5
I had a amazing experience at Vanquis bank from the moment I started using Credit card and also I shared the same with my family and friends. The service was top notch, And also I have been loyal customer for the over 1 year now. At last I was satisfied throughout the process was remarkable. Reviewed on: 10th July 2025

Vanquis helps to stay in control

5
Processes are clear and easy to navigate and the app is so convenient in helping to stay on track and staying in control of finances. Reviewed on: 10th July 2025

Great service, low rates.

5
I called customer service twice at different times to follow up on receiving and activating my card. Their service was excellent — they answered very quickly and took care of everything efficiently. Compared to many other credit cards, they offer very competitive interest rates. Reviewed on: 10th July 2025

I’ve had a wonderful experience with Vanquis over th...

5
I’ve had a wonderful experience with Vanquis over the years. The credit limit increases, ease of accessing information, the constant flow of communication and payment methods. The app is very user friendly, security features are also great. Reviewed on: 10th July 2025

I like application process service and very fast

5
I like application process service and fast Reviewed on: 10th July 2025

Quick process and very good APR.

5
Quick process and very good APR. Reviewed on: 10th July 2025

Mostly good

5
Very good online, but could be better at the call centres Reviewed on: 10th July 2025

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