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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Highly Efficient

5
Any time i have had a problem it was dealt with very efficiently.Spoke to a real person and they were very helpful Reviewed on: 10th July 2025

I've had my Vanquis credit card for ten years now.

5
I've had my Vanquis credit card for ten years now. I originally got it to build my credit rating that wasn't brilliant. Its helped me to change my credit score from okay to excellent very quickly & I couldn't be happier. I'm so grateful to Vanquis for getting me there. I wouldn't be without my card now. I'd definitely recommend (& have done so) vanquis to anyone looking to build credit or for just the credit card itself. Customer service is excellent as well. Friendly & extremely helpful. Thank you so much! Reviewed on: 10th July 2025

I Have good experienced and good customers service

5
I Have good experienced and good customers service Reviewed on: 10th July 2025

Good service and advise

5
Good service and advise facility Reviewed on: 10th July 2025

Excellent

5
So far, my experience with Vanquis has been positive. Reviewed on: 10th July 2025

Got accepted straight away when no one else would ac...

5
Got accepted straight away when no one else would accept, and got a great balance to start with! Would 100% recommend Reviewed on: 10th July 2025

No issues with service and regular contact, which he...

5
No issues with service and regular contact, which helps keep on top of account. Reviewed on: 10th July 2025

Interest rate highly competitive.

5
Interest rate highly competitive. Nothing beats this. Best Credit Card ever. Reviewed on: 10th July 2025

A touch high on interest rates so

5
A touch high on interest rates so balance not coming down quickly Reviewed on: 10th July 2025

Helped me.

5
Helped me inprove my credit score which is great. Reviewed on: 10th July 2025

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