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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40269)

Review of the Zopa, Credit card:

Easy company to use.

5
Easy company to use. App easy to use statements are easy to read Reviewed on: 31st March 2025

Convenient to use

5
Ideal for me as can but between pay days and pay when get paid dobt miss out on bargains Reviewed on: 3rd May 2025

Credit cards are very great

5
Great cards , all well end nice looking after you all the time Reviewed on: 30th April 2025

Credit card very good company Thanks

5
Credit card very good company Thanks Reviewed on: 29th April 2025

Great service.

5
Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

5
Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

5
Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

5
I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

Easy to use app and easy to follow instructions .

4
Easy to use app and easy to follow instructions . Helpful with the savings part Reviewed on: 29th April 2025

Very easy to apply, app easy to navigate

5
Very easy to apply, app easy to navigate Reviewed on: 29th April 2025

Zopa is a great card.

5
Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

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