Smart Money People Logo
Share this page
Link copied

Zopa: Credit Card reviews

View other Zopa products
4.93
Based on 39,492 reviews, last reviewed 23rd Apr 2025
48% increase in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Wow, brilliant product, easy app h... Excellent service Wow, brilliant product, easy app hassle free Reviewed on: 23rd April 2025
Ian's avatar
Ian

Latest lowest rating:

1

Do not use.. Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025
Matt's avatar
Matt
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit Card reviews (39492)

Review of the Zopa, Credit Card:

Easy company to use.

5
Easy company to use. App easy to use statements are easy to read Reviewed on: 31st March 2025
Jason m's avatar
Jason m

Great credit building card

5
Easy to use app Great credit status updates/borrowing power etc Reviewed on: 23rd April 2025
Kate Seaman's avatar
Kate Seaman

All good and fast.

5
All good and fast. Meny options. Reviewed on: 23rd April 2025
Vladimirs G's avatar
Vladimirs G

excellent I got approved easily on my credit card

5
excellent I got approved easily on my credit card when other banks i have used are declining offering me a credit card Reviewed on: 23rd April 2025
richard o's avatar
richard o

Great customer support service.

5
Great customer support service. Easy to navigate app. Very clear information regarding payments additional payments, interest rate Reviewed on: 23rd April 2025
Joanna M's avatar
Joanna M

Great card and good service excellent customer service

5
Great card and good service excellent customer service Reviewed on: 23rd April 2025
Mark pitt's avatar
Mark pitt

You were the best until you decided to raise my inte...

3
You were the best until you decided to raise my interest rate. The fact that you're not pegging it with that of the Bank of England, makes no sense to me and is just so unfair. I've never missed a payment and you're charging me interest on what I owe, so why make life more difficult for me if you think I'm struggling? Reviewed on: 23rd April 2025
Larry E's avatar
Larry E

Easy street

5
Low interest, very easy to use ,very happy all in all Reviewed on: 23rd April 2025
Andy F 's avatar
Andy F

It was easy too use and very comfortable

5
It was easy too use and very comfortable Reviewed on: 23rd April 2025
john's avatar
john

Highly recommend - App really user friendly.

5
App really user friendly. Notifications and security really good. Reviewed on: 23rd April 2025
Sarah 's avatar
Sarah

Brilliant everyday creditcard

5
Brilliant everyday credit card no hidden fees Reviewed on: 23rd April 2025
Florin F's avatar
Florin F

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub