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Zopa: Credit card reviews

4.93
Based on 40,270 reviews, last reviewed 30th Jul 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good experience no nonsense approach to banking Good experience no nonsense approach to banking Reviewed on: 30th July 2025
William 's avatar
William

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40270)

Review of the Zopa, Credit card:

Easy company to use.

5
Easy company to use. App easy to use statements are easy to read Reviewed on: 31st March 2025

From start to finish absolutely perfect

5
From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

5
Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

5
The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

Best of the best

5
Never had any problems from day one Reviewed on: 29th April 2025

Fast and efficient decision making

5
Fast and efficient decision making Reviewed on: 29th April 2025

Prompt response to all enquiries

5
Prompt response to all enquiries Reviewed on: 29th April 2025

Easy to use, transparent credit card

5
It was such an easy process from start to finish. The application process was easy and was very transparent. Nothing was hidden. The app is very easy to use with the most important information right on the front screen. Reviewed on: 29th April 2025

been great all round.

5
been great all round.never had a problem Reviewed on: 29th April 2025

Easy to apply great customer serviceEasy to understa...

5
Easy to apply great customer serviceEasy to understand app Reviewed on: 29th April 2025

Easy set up

5
Easy to register and straight forward to set up using the online app. Nice simple end to end peocess Reviewed on: 29th April 2025

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