Smart Money People Logo

HSBC: Bank account reviews

3.65
Based on 1,310 reviews, last reviewed 3rd Oct 2025
90% decrease in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
45%
See only 4 star reviews
24%
See only 3 star reviews
10%
See only 2 star reviews
5%
See only 1 star reviews
16%

Latest highest rating:

5

With HSBC for 26 years. I've been with HSBC for 26 years and Ive never had any problems. Very good in branch and never an issue online. Reviewed on: 5th September 2025
D. Joyce's avatar
D. Joyce

Latest lowest rating:

1

Terrible experience Please please please do not open a business account with HSBC. I just started a new business and decided to open an account with HSBC. I transferred £... Read more Reviewed on: 3rd October 2025
Laura Bennett's avatar
Laura Bennett

About this product

The HSBC bank account gives access to a range of other offers, with no monthly account fee.

With an HSBC bank account, you can apply for an HSBC Global Money Account and convert, hold or send money in 50 currencies. In the app you can freeze or unfreeze your card and get instant notifications when money goes in or out of your account.

HSBC bank account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

HSBC Bank account reviews (1310)

Review of the HSBC, Bank account:

Great

5
Good company, happy to use their products and I have for a long time. Reviewed on: 8th February 2023

Great Bank Account

5
I have banked with HSBC over 20 years. Any issues have been resolved quickly and professionally. Reviewed on: 13th January 2019

Great bank account with excellent customer service

5
I've been with HSBC for over 20 years and I can not fault the service provided at all. My current bank account is easy to use and I am very happy, I've also had a loan and our mortgage is with them. When I was a victim of fraud a couple of years ago HSBC alerted me before I even knew about it (someone had cloned my card and was using it in America) HSBC carried out a full investigation quickly and refunded me the missing money straight away. Reviewed on: 13th January 2019

Excellent account with great app

5
The HSBC online banking app is very easy to use and has great innovative functions like paying in a cheque by taking a photo of it with your phone or tablet. Reviewed on: 13th January 2019

Never changed

4
After being with HSBC since the 80's never had any issues so no need to switch. Reviewed on: 13th January 2019

Simple Account

5
Easy online banking, overdraft facility, contactless payment card Reviewed on: 13th January 2019

Does what it is supposed to

4
Pretty decent bank. Nothing really to omplain of. Reviewed on: 13th January 2019

For a current account that fulfils all regular needs

4
HSBC Advance current account fulfils all my regular needs, handles my direct debits and standing orders, and gives me multi channel access to services, as well as polite and knowledgeable staff on hand in branch, online and on call Reviewed on: 13th January 2019

Great Customer Focused Bank

5
The application process was completely online, user friendly and only took 5 minutes. My account was approved within 24 hours and I received my Debit Card and online banking instructions within 3 working days. It is a bit tedious registering for online banking with all the security protocols etc but I received great help from members in the Customer Service team. Reviewed on: 12th January 2019

Good bank and service with the Advance Account but Loyalty Recognition Needed

4
Good that Advance customers can ring up anytime. However, HSBC should offer incentives to keep loyal customers as they are offering £150 to switch to Advance accounts but nothing to keep the customers they already have! Reviewed on: 12th January 2019

Does the job

3
They are OK but nothing special - I don't fee the love, but they do the necessary Reviewed on: 12th January 2019

Do you have a different HSBC product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from HSBC?

  • Stocks and shares ISA

    from HSBC 4.78 from 6 reviews
    HSBC
  • Home Insurance

    from HSBC 4.46 from 7 reviews
    HSBC
  • Regular Saver

    from HSBC 4.44 from 25 reviews
    HSBC
    View all products