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Monzo: Current Account reviews

4.92
Based on 17,223 reviews, last reviewed 10th Sep 2025
99% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
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3%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Lost funds to a broker or blocked from making withdrawals? BSB Forensic.com helps victims recover what’s rightfully theirs quickly and effectively. Re... Read more Reviewed on: 10th September 2025
Benson t's avatar
Benson t

Latest lowest rating:

1

Monzo is a very supportive and is a great bank Monzo is a very supportive and is a great bank Reviewed on: 8th August 2025
Alayande James's avatar
Alayande James

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current Account reviews (17223)

Review of the Monzo, Current Account:

Amazing bank and service

5
Always there to help and brilliant customer service. Easy app to use and navigate such a different bank to others Reviewed on: 6th April 2023

Never had a problem.

5
Never had a problem. Very easy and functional app. When I have need help I've received it through spp Reviewed on: 21st April 2025

Really useful budgeting tools

5
The monzo current account is great because I find the budgeting tools really useful (targets and automatic categories) Reviewed on: 20th April 2025

I have been using Revolut on and off for a few month...

5
I have been using Revolut on and off for a few months and have had no issues with them. It's super easy to manage my money, send transfers as a casual user, its been brilliant. Reviewed on: 20th April 2025

Very interactive and easy to use.

5
The bank app is very interactive and easy to use. Reviewed on: 20th April 2025

Highly Recommended

5
Excellent service. Convenient to use. Good rates when using outside the UK. Reviewed on: 20th April 2025

I am using monzo for atleast 1 year and I am very ha...

5
I am using monzo for atleast 1 year and I am very happy with monzo even my all family members have got monzo now i just want to say thank you monzo for giving us this much good service Reviewed on: 20th April 2025

Intuitive, Smooth, and Satisfyingly Savvy Banking!

5
After seeing my friend using the Monzo app to budget, I decided to apply for an account and was impressed by the speed of set-up, receipt of a physical card and introduction, and a very smooth and aesthetic interface when letting Monzo know what my hopes for the account were. I really liked the prompts and how the app notifications work in comparison to my other rather …turgid… providers, with a fantastic way to track spending and compartmentalise your monthly outgoing. Looking forward to continuing with the account! Reviewed on: 19th April 2025

Easy to use, app based, good customer service

5
Easy to use, app based, good customer service and quick responses, nice features available like savings pots and goals are useful to encourage saving, insights into spending comparisons are helpful in money management. Overall excellent product Reviewed on: 19th April 2025

I am very satisfied to share my experience with Monz...

5
I am very satisfied to share my experience with Monzo Banking services. Reviewed on: 19th April 2025

Very good current account, plus interest paid too at...

5
Very good current account, plus interest paid too at a reasonable rate. Reviewed on: 19th April 2025

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