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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50804)

Review of the PayPal, PayPal Credit:

Buy with PayPal credit is very easy, you get a remin...

5
Buy with PayPal credit is very easy, you get a reminder every month, but they don’t bother you with hundreds of emails, but they are there when you need information Reviewed on: 5th June 2024

Paypal's pay-in-3; a great way to spread the cost.

5
I use Paypal's payment-in-three for all my eligible purchases as it is a great way to spread the cost of things Reviewed on: 10th June 2025

Very good quality, it respects it's customers

5
Very good quality, it respects it's customers Reviewed on: 10th June 2025

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE

5
EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025

Very useful for 'Pay in Three' purchases.

5
Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

I feel confident using PayPal to purchase items onli...

5
I feel confident using PayPal to purchase items online because if I experience problems PayPal has been able to sort the matter out efficiently and taken all the hassle out of my hands. I never purchase items now without using PayPal, gives me great peace of mind and makes shopping online a pleasant experience. Also sending money to friends and family is so easy and safe to use. Reviewed on: 10th June 2025

Excellent in every way especially in the times we al...

5
Excellent in every way especially in the times we all find ourselves in at the moment with shortages of money Reviewed on: 10th June 2025

PayPal, a quick solution

4
I have used PayPal for years, I found it very useful, but still thinking that should be more offers and payment options. Reviewed on: 10th June 2025

wary good i rec mind to all my friend

5
wary good i rec mind to all my friend Reviewed on: 9th June 2025

Fabulous service !

5
Fabulous service ! Any issues are rectified quickly. Handy app to make payments on and keep track of your balance.. Reviewed on: 9th June 2025

Have used PayPal for some years now and it has alway...

5
Have used PayPal for some years now and it has always been easy to use the service is good. It has made life much easier Reviewed on: 9th June 2025