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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145423 reviews)

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4.73

Based on 145,393 reviews, last reviewed 26th Jun 2026

4346600% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Paypal is easy to use, the credit facilities are fan... Paypal is easy to use, the credit facilities are fantastic and the Paypal credit card application was a breeze and has very competitive rates. Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145423)

PayPal is helpful

I don't go mad with spending, and PayPal is helping with the little extra. It makes a difference in how I spend my money, and I love the fact that once direct debit set up, I do not have to worry about when things are due. Easy to use, and extremely well-designed app/service. Reviewed on: 25th June 2026

So easy to use.

So easy to use. Loyalty points are fantastic and saving me money Reviewed on: 25th June 2026

Easy to use and convbrienience

Easy to use and convenience added to my wallet so easy now I only have to open and use, also you can see all payments straight away and keep account of what your spending Reviewed on: 25th June 2026

Safe as ever 5 *s nice way to spend your money

Safe as ever 5 *s highly recommended Reviewed on: 25th June 2026

Nice and easy .

Nice and easy . Always accessible Reviewed on: 25th June 2026

I use it for everything.

I use it for everything. So convenient Reviewed on: 25th June 2026

Very handy and easy to use and repayments each month...

Very handy and easy to use and repayments each month for balance are quick and simple Reviewed on: 25th June 2026

Great experience

PayPal has been reliable and easy to assess whenever I need a short term credit facility to use. Reviewed on: 25th June 2026

Very good experience.

Very good experience. Every step is easy. Reviewed on: 25th June 2026

Love using PayPal, very safe and reliable

Love using PayPal, very safe and reliable Reviewed on: 25th June 2026

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