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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181134 reviews)

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4.73

Based on 181,134 reviews, last reviewed 25th Aug 2026

2% increase in 5 star reviews

in the past 90 days

12% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Easy to use great service Easy to use great service. most retailers allow you to use PayPal. Reviewed on: 25th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181134)

Very convenient, very easy to use secure.

Very convenient, very easy to use secure. Reviewed on: 15th July 2026

I am happy with my PayPal account and service and I...

I am happy with my PayPal account and service and I really recommend to my friends and family Reviewed on: 15th July 2026

No issues at all, everything is very easy to underst...

No issues at all, everything is very easy to understand whether you're using PayPal for a full payment or using PayPal credit. Reviewed on: 15th July 2026

It's seamless and easy to use

It's seamless and easy to use. I have had paypal payment platform for over 5 years and and it's one of the most trusted and secure payment system. Money back guarantee Reviewed on: 15th July 2026

PayPal Credit offers great service

PayPal Credit offers great service Reviewed on: 15th July 2026

I’ve been using PayPal for a few years now excellent...

I’ve been using PayPal for a few years now excellent service easy to use informative always you know where exactly where you are with it all Reviewed on: 15th July 2026

It was always fine but today I was very upset with t...

It was always fine but today I was very upset with the service I got. Reviewed on: 15th July 2026

Helpful to budget payments

I find it extremely helpful to balance budgets by using the services and know my limits. Reviewed on: 15th July 2026

I don't do credit cards, I do paypal

PayPal credit is my goto online payment, large payment required, no problem and it gives me 3months to repay the cost with no interest charges. I dont do credit cards. I do PayPal Reviewed on: 15th July 2026

Convenient & safe

Just really convenient and safe to move money Reviewed on: 15th July 2026

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