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PayPal: PayPal Credit reviews

4.91
Based on 50,804 reviews, last reviewed 24th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is great for quick payments and easy credit i... PayPal is great for quick payments and easy credit if needed Reviewed on: 24th August 2025
David 's avatar
David

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025
Jane B's avatar
Jane B

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (50804)

Always great never any hassles.

5
Always great never any hassles. Very handy to have the option of paypal Reviewed on: 9th June 2025

Easy to use interface.

5
Easy to use interface. Good options for interest free credit. Reviewed on: 9th June 2025

PayPal give good offer and interest free time period...

5
PayPal give good offer and interest free time period is well. Reviewed on: 9th June 2025

Worth a try!

4
Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025

Easy to use, spread the cost over an easy payment sc...

5
Easy to use, spread the cost over an easy payment schedule Reviewed on: 9th June 2025

PayPal offer a good interest rate and easy to use app.

5
PayPal offer a good interest rate and easy to use app. Their customer service is really good and they quickly respond to queries. I like the fact they advise you in advance when payments are due as it helps with budgeting. Reviewed on: 9th June 2025

I was good experience.

5
I was good experience. Good,fast and corect services. Reviewed on: 9th June 2025

PayPal have been brilliant with addressing any issue...

5
PayPal have been brilliant with addressing any issues/problems I've had with my account at record speed. The team have been personable and all our wonderful to deal with, I can't fault them. Reviewed on: 9th June 2025

Always quick and easy and I feel secure in spending/...

5
Always quick and easy and I feel secure in spending/sending money when using paypal Reviewed on: 9th June 2025

Absolutely amazing!

5
Absolutely amazing! Keep up the good work Reviewed on: 9th June 2025

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