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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (145427 reviews)

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4.73

Based on 145,427 reviews, last reviewed 26th Jun 2026

4348200% increase in 5 star reviews

in the past 90 days

12500% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good experience since I started with papal Very good experience since I started with papal Reviewed on: 26th June 2026

Latest lowest rating:

2

Been with you for 8 years and you are the only firm... Been with you for 8 years and you are the only firm that has never increased my pathetically low credit limit ! Reviewed on: 25th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (145427)

Very handy and easy to use and repayments each month...

Very handy and easy to use and repayments each month for balance are quick and simple Reviewed on: 25th June 2026

Great experience

PayPal has been reliable and easy to assess whenever I need a short term credit facility to use. Reviewed on: 25th June 2026

Very good experience.

Very good experience. Every step is easy. Reviewed on: 25th June 2026

Love using PayPal, very safe and reliable

Love using PayPal, very safe and reliable Reviewed on: 25th June 2026

There food for spreading payments sending money and...

There food for spreading payments sending money and savjgn Reviewed on: 25th June 2026

Ease of logging in, great range of services

Ease of logging in, great range of services Reviewed on: 25th June 2026

Excellent provider

No problems at all with getting or receiving cash, always excellent at solving problems with sellers. Reviewed on: 25th June 2026

Very simple and easy to use.

Very simple and easy to use. Intuitive dashboard and helps me support international music artists when they come to the UK. Reviewed on: 25th June 2026

24 months interest free very appreciated!

I applied for a 24 month interest free arrangement on a MacBook Pro so it was quite pricey and 2 years of free credit was ideal! Had a few issues with my PayPal being out of date but sorted that and had my Mac next day.from Macfinder! Reviewed on: 25th June 2026

Easy to apply for and received a quick decision with

Easy to apply for and received a quick decision with just a few details. As an added bonus, I received cash back on my first purchase. It’s really easy to monitor spending, payments and set up direct debits in the app so you can manage your account. Reviewed on: 25th June 2026

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