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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50809)

Caring customer service

Very helpful, understanding polite no problems at all Reviewed on: 9th June 2025

Flawless

Customer service has been great when I needed printed statements in the past. Very helpful! I’ve never been overcharged, always paid on time too. Brilliant service that I will continue to use! Reviewed on: 9th June 2025

Fantastic Service Flexible and Super Safe!

I've been using PayPal for years, and it never disappoints. The service is fast, reliable, and incredibly user-friendly. What I love most is the flexibility – whether I'm shopping online, sending money to friends, or paying for services, it's all seamless. The security features are top-notch, giving me total peace of mind with every transaction. I especially appreciate the buyer protection, which adds an extra layer of safety when shopping from new sellers or international sites. Overall, PayPal continues to be my go-to payment method. Highly recommended for anyone looking for a safe, flexible, and hassle-free way to manage payments! Reviewed on: 9th June 2025

Excellent service and easy to navigate app

Excellent service and easy to navigate app Reviewed on: 9th June 2025

Pretty handy

It's handy having the option to use credit when using PayPal, as it's the method I use most often when paying online. Reviewed on: 9th June 2025

PayPal is convenient & easy to access to make payments.

PayPal is convenient & easy to access to make payments. Also good at providing different interest free payment options. Their App is great to find your statements etc... Reviewed on: 9th June 2025

Always great never any hassles.

Always great never any hassles. Very handy to have the option of paypal Reviewed on: 9th June 2025

Easy to use interface.

Easy to use interface. Good options for interest free credit. Reviewed on: 9th June 2025

PayPal give good offer and interest free time period...

PayPal give good offer and interest free time period is well. Reviewed on: 9th June 2025

Worth a try!

Okay just took along time for money to be deducted from my bank once I made the payment to clear statement Reviewed on: 9th June 2025

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