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Review of the PayPal, PayPal Credit:

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Spread the cost with no penalty

If a purchase is over £100. I can have no interest credit for four months which means I have more time to pay for big purchases. This helps me take the pressure off and spread big payments over more time. Reviewed on: 13th April 2026

Review of the PayPal, PayPal Credit:

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Not the most straightforward credit card system!

Once you've worked out the complicated method they use and that they put money you put in in random places, and therefore don't incur interest, it's fine. But it's weird and it takes a bit of explaining. Still not quite sure.... Reviewed on: 27th May 2025

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