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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

When it says Credit Builder it means it

I first got my Vanquis card when my Credit rating was at an all time low. My wife was not working and I had some big expenses going out, draining my pay so much I found it difficult to pay the bills and get the weekly food shop. I needed a short term boost of cash that would not gouge my finances. The Vanquis card gave me that buffer I needed to see me through. Circumstances change as they do, and now my Credit rating is through the roof. I still have the Vanquis card, but it gets cleared the month after it is used, that helps show a health use of credit, and I never let my spending exceed my income. I am now saving again, and I do not feel stress at paying a surprise bill if one comes in. Reviewed on: 2nd May 2024

All Good, no complaints from me, Customer Service ve...

All Good, no complaints from me, Customer Service very helpful Reviewed on: 2nd May 2024

The interest rates are sky high nearly unaffordable.

The interest rates are sky high nearly unaffordable. It’s a debt trap. Reviewed on: 2nd May 2024

Improved My Credit Score

I'm very happy with Vanquis - I've seen a huge improvement in my credit score since banking with them. Reviewed on: 2nd May 2024

Easy application

Easy application, quick decision, transfer possible Reviewed on: 2nd May 2024

VANQUIS IS MY FINANCIAL PILLAR.

VANQUIS IS MY FINANCIAL PILLAR. I have not had any negative experience being with Vanquis because Vanquis has been my pillar this time that the cost of living is unbearable. With Vanquis i am always liquid till pay day. I respect Vanquis being a pillar for me . Reviewed on: 2nd May 2024

I always get a reminder near my excellent service

I always get a reminder near my limit so I can put money on the app. The app is extremely easy to use. When I ring customer service always helpful and l knowledgeable only credit card I will use niw Reviewed on: 2nd May 2024

There great ...

There great never had an issue top marks not just saying this my favourite credit card Reviewed on: 2nd May 2024

Disappointed

Very decent advisor, honest, however he couldn’t help me, because the “system “ doesn’t allow…. Reviewed on: 2nd May 2024

Kind, friendly service and always suppportive, no ma...

Kind, friendly service and always suppportive, no matter what. Reviewed on: 2nd May 2024

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