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Rob E

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Review of the Vanquis, Credit builder credit card:

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When it says Credit Builder it means it

I first got my Vanquis card when my Credit rating was at an all time low. My wife was not working and I had some big expenses going out, draining my pay so much I found it difficult to pay the bills and get the weekly food shop. I needed a short term boost of cash that would not gouge my finances. The Vanquis card gave me that buffer I needed to see me through. Circumstances change as they do, and now my Credit rating is through the roof. I still have the Vanquis card, but it gets cleared the month after it is used, that helps show a health use of credit, and I never let my spending exceed my income. I am now saving again, and I do not feel stress at paying a surprise bill if one comes in. Reviewed on: 2nd May 2024

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