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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Credit builder card with Vanquis is a good way to st...

4
Credit builder card with Vanquis is a good way to start building credit. My only issue with credit building is as with all credit issues you pay more APR than anyone with good credit. So they don’t make it easy to offer more payment schemes and seem to punish those who get their self in to difficulty given our current economy Reviewed on: 2nd May 2024

Simply to follow, clear instructions

5
Simply to follow, clear instructions Reviewed on: 2nd May 2024

Great service

5
Easy to get hold of customer services. They remind me in plenty of time when my bill is due. Reviewed on: 2nd May 2024

I was informed my card had been cancelled then sent...

2
I was informed my card had been cancelled then sent correspondence to acknowledge Vanquis had made a mistake.i found this distressing so cleared my debt and will now look towards a different supplier Reviewed on: 2nd May 2024

Never had a problem, easy to navigate app

4
Never had a problem, easy to navigate app Reviewed on: 2nd May 2024

Good experience I have with them

5
Good experience I have with them Reviewed on: 2nd May 2024

Excellent service providers

5
Good telecommunications and excellent service providers Reviewed on: 2nd May 2024

Very good customer service when registering the card

5
Very good customer service when registering the card Reviewed on: 2nd May 2024

Staff are so helping and knowledgeable

5
Easiest credit company ever had to deal with Reviewed on: 2nd May 2024

Mrs i stewart

5
No nonsense card never a problem and flexibly staff always ready to help if you it and they keep in touch. Reviewed on: 2nd May 2024

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